This coverage is exclusive to Therapists that currently have their Malpractice and General Liability Insurance with Lackner McLennan!

Coverage

$25,000 of Coverage for Office Contents of Every Description
Includes furniture, equipment, tenant improvements and other property owned by the insured, or for which the insured is legally liable.
* Note: $1,000.00 deductible

Additional Coverage Included $50,000.00 aggregate for any or all of these coverages:

• Valuable Papers
• Accounts Receivable
• Contents at Un-named Locations
• Property in Transit
• Contents at Newly Acquired Locations
• Fire Department
• $500 on Money, Cheques, Stamps
• Personal property of employees
• Exterior Glass and Exterior Signs
• Courier and Parcel Post
• Professional Fees
• Consequential loss assumption
• Computer Equipment (on Premises)
• Exhibition Floater
• Installation Floater
• Fine Arts
• Roadways, Walkways, Parking Lots, Growing Plants trees

BUSINESS INTERRUPTION

• $50,000 Business Interruption Coverage (Loss of income)
• $25,000 Extra Expense

CRIME INSURANCE

• $ 5,000 Employee Dishonesty
• $5,000 On Premises Robbery
• $5,000 Outside Robbery
• $5,000 Depositors Forgery
• $5,000 Money Orders & Counterfeit Paper Currency

LIABILITY INSURANCE (Excludes Professional Liability)

• $2,000,000 Commercial General Liability
• $2,000,000 Personal Injury Liability
• $2,000,000 Non-owned Automobile Liability
• $100,000 Tenants Legal Liability
• $2,500 Medical Expenses

The above is a description of coverage only. please refer to the policy for specific coverage and limits.

* Transit and off-premise coverage would provide protection, for example, of a table you might take to an off-site treatment.